Can overseas buyers purchase property in the UK?
Absolutely yes. The UK welcomes international investors, and you don’t need residency or citizenship to buy a home. Whether you’re looking for a London apartment or an investment property elsewhere, we guide you through every step with complete clarity.
Do I need to travel to the UK to buy a property?
Not at all. Every stage - from viewing to signing - can be completed remotely. Your solicitor handles all legal documentation, and we provide virtual tours, video consultations and full remote support so you can buy confidently from anywhere in the world.
How does the property buying process work in the UK?
The process includes: defining your budget, selecting the right areas, finding suitable properties, making an offer, solicitor checks, valuation, and completing the contract (exchange & completion). With One London, each step is handled smoothly so you enjoy a stress-free experience.
Is investing in UK property profitable?
Yes, and that’s why global investors love the UK market. London offers strong rental demand, long-term capital growth, and income in a stable currency. With the right strategy, your property can generate both consistent income and long-term value.
What taxes do foreign buyers need to pay?
There are three main taxes:
• Stamp Duty Land Tax (SDLT)
• An additional 2% surcharge for Non-Resident buyers
• A further 5% surcharge if you already own property anywhere in the world
We help you understand your exact tax scenario before you commit to any purchase.
Can I get a mortgage as an overseas investor?
Yes, many banks offer Overseas Mortgages. Your eligibility depends on income, credit history, and the rental potential of the property. We connect you with trusted mortgage advisors and private banks offering options from £100k to £20m.
Are there different payment options when buying a property?
Yes. You can either pay the full amount upfront or buy with a mortgage from a UK bank. In this case, you typically pay a 20–30% deposit and finance the remaining amount through the loan. For off-plan projects, payment schedules are usually aligned with the construction timeline - for example, 10% on reservation, 10% after 12 months, and the remaining 80% upon completion.
Do I pay tax on rental income in the UK?
Rental income up to £12,570 per year is tax-free per person. Income above this amount is typically taxed at 20%. If the property is jointly owned, both owners benefit from the tax-free allowance.
What is the difference between Freehold and Leasehold?
• Freehold: You own the property and the land beneath it.
• Leasehold: You own the property for a long, defined term but not the land.
Most apartments in the UK are leasehold, especially in new developments. Both options are safe - your choice depends on your long-term goals.
Will I have any difficulties during the process if I don’t speak English?
Not at all. Our team includes Turkish-speaking consultants, and we work with Turkish-speaking solicitors and accountants. You can complete the entire buying process comfortably without speaking English.
What documents are needed to verify my funds (AML process)?
The UK requires proof of identity and proof of funds. Typically you’ll need:
• Passport copy
• Address verification
• Bank statements (3–6 months)
• Income or company documents
• Additional documents if the funds are gifted
We guide you step-by-step so the process stays simple and transparent.
